Terms of Use

1. Acceptance of Terms

By accessing and using this website (berthabaucells.com), you accept and agree to be bound by these Terms of Use. If you do not agree, please do not use this website.

2. Nature of Services

BBM Financial Services provides financial advisory, wealth management, and financial planning services. The content on this website is for informational and marketing purposes only and does not constitute personalised financial, investment, tax, or legal advice.

Any information provided on this website or during consultations should not be regarded as a substitute for professional advice tailored to your individual circumstances.

3. Investment Disclaimer

Past performance is not indicative of future results. Investing involves risk, including the potential loss of principal. No representation is made that any strategy or investment will or is likely to achieve results similar to those described on this website. Before making any financial decisions, you should consult with a qualified professional who can assess your specific situation.

4. No Guarantees

BBM Financial Services does not guarantee specific outcomes or results. The metrics, figures, and case studies referenced on this website and associated materials reflect historical experience and are provided for illustrative purposes only.

5. Regulatory Status

BBM Financial Services operates as an independent financial advisory practice based in Zurich, Switzerland. Services are provided on an advisory and consulting basis. For regulated financial products, clients will be referred to appropriately licensed institutions.

6. Intellectual Property

All content on this website — including text, design, graphics, logos, and downloadable materials — is the intellectual property of BBM Financial Services and is protected by copyright. You may not reproduce, distribute, or commercially exploit any content without prior written consent.

7. Third-Party Links

This website may contain links to third-party websites or services. BBM Financial Services is not responsible for the content, privacy practices, or availability of these external sites.

8. Limitation of Liability

To the fullest extent permitted by law, BBM Financial Services shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on any information provided herein.

9. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Switzerland. Any disputes arising from the use of this website shall be subject to the exclusive jurisdiction of the courts of Zurich, Switzerland.

10. Changes to These Terms

We reserve the right to update these Terms of Use at any time. Changes will be posted on this page with a revised date. Your continued use of the website constitutes acceptance of the updated terms.

11. Contact

For questions regarding these terms, contact:
Bertha Baucells
BBM Financial Services
Zurich, Switzerland
Email: bellabaucells@gmail.com